{"id":129073,"date":"2026-05-06T00:48:04","date_gmt":"2026-05-06T03:48:04","guid":{"rendered":"https:\/\/www.blogdopaulonunes.com\/v5\/?p=129073"},"modified":"2026-05-05T23:02:21","modified_gmt":"2026-05-06T02:02:21","slug":"49-dos-endividados-com-bancos-concentram-mais-de-uma-divida-em-uma-unica-instituicao-revela-pesquisa-da-serasa","status":"publish","type":"post","link":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/2026\/05\/06\/49-dos-endividados-com-bancos-concentram-mais-de-uma-divida-em-uma-unica-instituicao-revela-pesquisa-da-serasa\/","title":{"rendered":"49% dos endividados com bancos concentram mais de uma d\u00edvida em uma \u00fanica institui\u00e7\u00e3o, revela pesquisa da Serasa"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Brasil tem 82,8 milh\u00f5es de inadimplentes, o que representa 50,5% da popula\u00e7\u00e3o adulta;<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\"><em>Principais segmentos das d\u00edvidas s\u00e3o bancos e cart\u00f5es de cr\u00e9dito, contas b\u00e1sicas e financeiras;<\/em><\/li>\n<li style=\"text-align: justify;\"><em>38% dos brasileiros com d\u00edvidas banc\u00e1rias apontam desemprego ou perda de renda como principal causa da inadimpl\u00eancia.<\/em><\/li>\n<li style=\"text-align: justify;\"><em>Plataforma Serasa Limpa Nome passa a reunir ofertas do Desenrola Brasil 2.0 com descontos de at\u00e9 90%.<\/em><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">Em um cen\u00e1rio de alta da inadimpl\u00eancia, que j\u00e1 soma mais de 82 milh\u00f5es de brasileiros com d\u00edvidas negativadas, 47% dos d\u00e9bitos ativos s\u00e3o referentes ao setor financeiro. De acordo com o\u00a0<a href=\"https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vd3d3LnNlcmFzYS5jb20uYnIvbGltcGEtbm9tZS1vbmxpbmUvYmxvZy9tYXBhLWRhLWluYWRpbXBsZW5jaWEtZS1yZW5vZ29jaWFjYW8tZGUtZGl2aWRhcy1uby1icmFzaWwvIiwiaXNTZWdtZW50YXRpb24iOiJUcnVlIiwibmJmIjoxNzc4MDAwMTAwLCJleHAiOjE3ODA1OTIxMDAsImlhdCI6MTc3ODAwMDEwMH0.n8E8gvJ7pWa5TYovHN-t9tyX4sCJeqVHH1NLgBBHdXk\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vd3d3LnNlcmFzYS5jb20uYnIvbGltcGEtbm9tZS1vbmxpbmUvYmxvZy9tYXBhLWRhLWluYWRpbXBsZW5jaWEtZS1yZW5vZ29jaWFjYW8tZGUtZGl2aWRhcy1uby1icmFzaWwvIiwiaXNTZWdtZW50YXRpb24iOiJUcnVlIiwibmJmIjoxNzc4MDAwMTAwLCJleHAiOjE3ODA1OTIxMDAsImlhdCI6MTc3ODAwMDEwMH0.n8E8gvJ7pWa5TYovHN-t9tyX4sCJeqVHH1NLgBBHdXk&amp;source=gmail&amp;ust=1778117052967000&amp;usg=AOvVaw0VjJeYrH5nECn6K2yfGZ-o\">Mapa da Inadimpl\u00eancia e Negocia\u00e7\u00e3o de D\u00edvidas da Serasa<\/a>, os bancos seguem como principal segmento das d\u00edvidas, representando 27% de todos os d\u00e9bitos no pa\u00eds.<\/p>\n<p style=\"text-align: justify;\">Um novo levantamento da empresa, em parceria com o instituto Opinion Box, investigou mais a fundo o cen\u00e1rio de endividamento banc\u00e1rio no Brasil. De acordo com o estudo, 49% dos brasileiros endividados com bancos concentram m\u00faltiplas d\u00edvidas em uma mesma institui\u00e7\u00e3o, em linha com dados do Mapa da Inadimpl\u00eancia da Serasa, que mostram que cada consumidor inadimplente possui, em m\u00e9dia, mais de tr\u00eas d\u00edvidas em aberto.<\/p>\n<p style=\"text-align: justify;\">Al\u00e9m disso, o cart\u00e3o de cr\u00e9dito lidera como principal fonte de endividamento (73%), seguido por empr\u00e9stimos (56%) e pelo uso do limite da conta ou cheque especial (33%). Entre os endividados no cart\u00e3o, 37% acumulam d\u00edvidas superiores a R$ 10 mil e 36% convivem com essas pend\u00eancias h\u00e1 mais de dois anos.<\/p>\n<p style=\"text-align: justify;\">&#8220;Quando o cr\u00e9dito rotativo passa a ser utilizado de forma recorrente, especialmente em valores elevados, o risco de endividamento prolongado aumenta significativamente. Isso ajuda a explicar por que uma parcela relevante da popula\u00e7\u00e3o permanece com d\u00edvidas por tanto tempo&#8221;, explica Aline Maciel, diretora da Serasa.<\/p>\n<p style=\"text-align: justify;\"><strong>Desemprego e consumo essencial impulsionam d\u00edvidas<\/strong><\/p>\n<p style=\"text-align: justify;\">Segundo os dados, 38% dos brasileiros atribuem o endividamento com bancos ao desemprego ou \u00e0 perda de renda. Da mesma forma, ao investigar os gastos que levaram \u00e0s d\u00edvidas banc\u00e1rias, o levantamento aponta uma rela\u00e7\u00e3o direta com a sobreviv\u00eancia financeira: o pagamento de contas b\u00e1sicas e a quita\u00e7\u00e3o de outras d\u00edvidas aparecem como os principais motivos.<\/p>\n<p><img loading=\"lazy\" class=\"CToWUd a6T\" tabindex=\"0\" src=\"https:\/\/ci3.googleusercontent.com\/meips\/ADKq_NajX5WJWebsk8geHoYH9mHKib4h3uxFyrykLupwVhOxD2rqarU4mPpfxGNPEKD8BQrdW5FrbyJAJbojxnupD523TdJy0NUGGH5o_2AwUbTCuDVvAYnkC3tZbrF5_rUGVAZ-eh2A22Ko0t0Q_t5QyjNusaYPsOasdyj63AWAhJJkwmMKbHYvMKOKzgcKHnm5y2DlI5qo-0jCqdezg4gMpiZ4YSyD1BdWqIo527Oq8p0=s0-d-e1-ft#https:\/\/s3.us-east-1.wasabisys.com\/wasabi.cse360.com.br\/email-editor-files\/42b3c26e-178e-4d84-595c-08ddf7819d92\/35ff9c90-f774-47ee-84f5-dcddbe32fbb6.png\" width=\"724.2171137298443\" height=\"396.6739141259066\" data-bit=\"iit\" \/><\/p>\n<p style=\"text-align: justify;\">&#8220;A pesquisa refor\u00e7a que o endividamento banc\u00e1rio no Brasil n\u00e3o est\u00e1 ligado ao consumo impulsivo, mas a uma tentativa de manter o b\u00e1sico em dia\u201d, afirma Aline. \u201cQuando despesas essenciais, como alimenta\u00e7\u00e3o e sa\u00fade, passam a ser financiadas no cr\u00e9dito, o risco de efeito bola de neve aumenta significativamente\u201d.<\/p>\n<p style=\"text-align: justify;\"><strong>Caminhos para negocia\u00e7\u00e3o das d\u00edvidas<\/strong><\/p>\n<p style=\"text-align: justify;\">Ainda de acordo com o estudo, 71% dos entrevistados j\u00e1 tentaram negociar suas d\u00edvidas com bancos. Quando perguntados sobre a expectativa e organiza\u00e7\u00e3o para sair da inadimpl\u00eancia, 54,9% se mostram confiantes em conseguir arcar com a negocia\u00e7\u00e3o. J\u00e1 entre aqueles que n\u00e3o sabem ou n\u00e3o t\u00eam certeza, mais descontos e redu\u00e7\u00e3o de juros aparecem como os principais fatores que poderiam viabilizar o pagamento das pend\u00eancias com bancos.<\/p>\n<p style=\"text-align: justify;\">&#8220;Entendemos que existe disposi\u00e7\u00e3o para negociar, mas muitas vezes as condi\u00e7\u00f5es oferecidas ainda n\u00e3o cabem no or\u00e7amento do consumidor. Por isso, iniciativas estruturadas de renegocia\u00e7\u00e3o s\u00e3o fundamentais para ampliar o acesso a acordos mais vi\u00e1veis&#8221;, avalia Aline.<\/p>\n<p><strong>Como quitar as d\u00edvidas do programa Desenrola Brasil pela Serasa?<\/strong><\/p>\n<p style=\"text-align: justify;\">O Serasa Limpa Nome, principal plataforma de negocia\u00e7\u00e3o de d\u00edvidas do pa\u00eds, passa a integrar ofertas de institui\u00e7\u00f5es financeiras parceiras do novo programa Desenrola Brasil, com descontos de at\u00e9 90%. A partir do site ou aplicativo da Serasa, o consumidor pode acessar condi\u00e7\u00f5es facilitadas para quita\u00e7\u00e3o das d\u00edvidas com bancos participantes, como Ita\u00fa, Santander, Bradesco, Banco Pan, Banco BMG, BV, Neon e NU.<\/p>\n<p style=\"text-align: justify;\">Al\u00e9m disso, tamb\u00e9m \u00e9 poss\u00edvel negociar com descontos pend\u00eancias com diversos segmentos, como varejistas, telecomunica\u00e7\u00f5es, servi\u00e7os, concession\u00e1rias de energia, \u00e1gua e g\u00e1s, entre outros. \u201cEstamos movimentando o mercado para que as institui\u00e7\u00f5es ofere\u00e7am condi\u00e7\u00f5es diferenciadas e parcelamentos, buscando ajudar o consumidor a quitar as d\u00edvidas em sua totalidade\u201d, finaliza Aline.<\/p>\n<p>Confira o passo a passo:<\/p>\n<ol>\n<li>Acesse o Serasa Limpa Nome pelo\u00a0<a href=\"https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vd3d3LnNlcmFzYS5jb20uYnIvbGltcGEtbm9tZS1vbmxpbmUvIiwiaXNTZWdtZW50YXRpb24iOiJUcnVlIiwibmJmIjoxNzc4MDAwMTAwLCJleHAiOjE3ODA1OTIxMDAsImlhdCI6MTc3ODAwMDEwMH0.l8fgUWlQb2qdXUIpzeq-lvwZMjsodls6NudzGSoJpfA\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vd3d3LnNlcmFzYS5jb20uYnIvbGltcGEtbm9tZS1vbmxpbmUvIiwiaXNTZWdtZW50YXRpb24iOiJUcnVlIiwibmJmIjoxNzc4MDAwMTAwLCJleHAiOjE3ODA1OTIxMDAsImlhdCI6MTc3ODAwMDEwMH0.l8fgUWlQb2qdXUIpzeq-lvwZMjsodls6NudzGSoJpfA&amp;source=gmail&amp;ust=1778117052967000&amp;usg=AOvVaw047uRd7MHsHX-vn8kra8Vx\"><strong>site<\/strong><\/a>\u00a0ou\u00a0<a href=\"https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vc2VyYXNhLm1lL2FwbGljYXRpdm8iLCJpc1NlZ21lbnRhdGlvbiI6IlRydWUiLCJuYmYiOjE3NzgwMDAxMDAsImV4cCI6MTc4MDU5MjEwMCwiaWF0IjoxNzc4MDAwMTAwfQ.E61nhS5FMAsWES2YMFcb-OHM_jQDPHs1ell3TMhZqpk\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHBzOi8vc2VyYXNhLm1lL2FwbGljYXRpdm8iLCJpc1NlZ21lbnRhdGlvbiI6IlRydWUiLCJuYmYiOjE3NzgwMDAxMDAsImV4cCI6MTc4MDU5MjEwMCwiaWF0IjoxNzc4MDAwMTAwfQ.E61nhS5FMAsWES2YMFcb-OHM_jQDPHs1ell3TMhZqpk&amp;source=gmail&amp;ust=1778117052967000&amp;usg=AOvVaw3AJJ7nJstTtjZlHu4PYlro\"><strong>aplicativo<\/strong><\/a>.<\/li>\n<li>Entre com seu CPF e senha. Se n\u00e3o tiver uma conta, fa\u00e7a seu cadastro.<\/li>\n<li>Se tiver ofertas dispon\u00edveis para voc\u00ea, elas aparecer\u00e3o logo na tela inicial.<\/li>\n<\/ol>\n<p><img loading=\"lazy\" class=\"CToWUd a6T\" tabindex=\"0\" src=\"https:\/\/ci3.googleusercontent.com\/meips\/ADKq_NbHZk3h9bc7E8fvL-k_T5-CJgWeNpV2raPnti3wcLCfKZbBHKClfHF4EM8jneWEWjY_LS_LtIIgC6WhhkBIrmX2GH1L0oNA56-a1PoPTomVEg0hNhH8tkcj1SG-AH3yrupR0TCScJDied89UKrdqBu9sHQvPsCBQcG6YSXXNyN4VYj5RRn0q3-GxyiltCCC04A7--bQubmo752EgYljf2sx9DORguYskbNBHeeBUO4=s0-d-e1-ft#https:\/\/s3.us-east-1.wasabisys.com\/wasabi.cse360.com.br\/email-editor-files\/42b3c26e-178e-4d84-595c-08ddf7819d92\/fe1d0693-8064-46e5-b92f-0a9b51f75696.png\" width=\"205\" height=\"187\" data-bit=\"iit\" \/><\/p>\n<ol>\n<li>Escolha a oferta, selecione a forma de pagamento. Depois de efetuar o pagamento, guarde o comprovante.<\/li>\n<\/ol>\n<p><img loading=\"lazy\" class=\"CToWUd a6T\" tabindex=\"0\" src=\"https:\/\/ci3.googleusercontent.com\/meips\/ADKq_NaaCMDpB0Qb98p7tG3s8JmIhk-3y0GG93SqAOmhIQp7PlOceUZuXNC3A8aMzhwYUBVUYS_uTGe9NtHKZX4KYVFdD0nODnfevGoVbDvEN08kP1V3fjSS7rJiW50Dz_OXSXgFuDMNf3pTRaeA32BwTCqOw-pIwMOBl8U1P5jbF9JXLn_EKLvyOx_UVf0Zl6MTPNadn8qCGQa6zyUPf5cwjWLbzo9zAA79AUDZkacqKso=s0-d-e1-ft#https:\/\/s3.us-east-1.wasabisys.com\/wasabi.cse360.com.br\/email-editor-files\/42b3c26e-178e-4d84-595c-08ddf7819d92\/a5dda8cd-43af-4a79-b3d8-0306f2b8843e.png\" width=\"199\" height=\"182\" data-bit=\"iit\" \/><img loading=\"lazy\" class=\"CToWUd a6T\" tabindex=\"0\" src=\"https:\/\/ci3.googleusercontent.com\/meips\/ADKq_NZCF4iqPEn-fm8_XVZmnW_blRTLb2yd7lxa_IKdNg6OnIq00LnoSGuYOV8a6IcqXpNPWr7ZtIzSFrhw-HHS0XQ47oAAgeU-yJfC4p7hc9XWeRWvVIJ96-QJxL06oDlw0kHARpcELCNvdyEcRNUr2fFuWA0xLt_PejxvFar5iqH1a09GSuSyHFjoBsbGOtDvV8N_eAd3_E2pBNj23-2kWzFsM9mb7rNy6dB5Gj74t_k=s0-d-e1-ft#https:\/\/s3.us-east-1.wasabisys.com\/wasabi.cse360.com.br\/email-editor-files\/42b3c26e-178e-4d84-595c-08ddf7819d92\/3bfdd3da-22d0-4769-938e-0c6a510919a8.png\" width=\"199\" height=\"182\" data-bit=\"iit\" \/><\/p>\n<ol>\n<li>Ap\u00f3s o pagamento, a empresa tem at\u00e9 5 dias \u00fateis para informar a quita\u00e7\u00e3o \u00e0 Serasa e retirar a negativa\u00e7\u00e3o do CPF.<\/li>\n<\/ol>\n<p><strong>Metodologia<\/strong><\/p>\n<p style=\"text-align: justify;\">Pesquisa realizada pelo Instituto Opinion Box, com coleta entre 10 e 15 de abril de 2026, ouvindo 1.904 entrevistados. A margem de erro \u00e9 de 2,2 pontos percentuais.<\/p>\n<p>Para acessar o estudo completo, acesse o\u00a0<a href=\"https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.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.MPvC4Bna8endPtq90r-sQ8wAN-rUCmFFP_mk0N-KsBQ\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.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.MPvC4Bna8endPtq90r-sQ8wAN-rUCmFFP_mk0N-KsBQ&amp;source=gmail&amp;ust=1778117052967000&amp;usg=AOvVaw1Te-EwOKNFRdEmbjwKeERx\">Link.<\/a><\/p>\n<p><strong>Sobre a Serasa\u00a0<\/strong><\/p>\n<p style=\"text-align: justify;\">Com o prop\u00f3sito de revolucionar o acesso ao cr\u00e9dito no Brasil, a Serasa oferece um ecossistema completo voltado para a melhoria da sa\u00fade financeira da popula\u00e7\u00e3o por meio de produtos e servi\u00e7os digitais.\u202fMais informa\u00e7\u00f5es em\u00a0<a href=\"https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHA6Ly93d3cuc2VyYXNhLmNvbS5ici8iLCJpc1NlZ21lbnRhdGlvbiI6IlRydWUiLCJuYmYiOjE3NzgwMDAxMDAsImV4cCI6MTc4MDU5MjEwMCwiaWF0IjoxNzc4MDAwMTAwfQ.pJV8vXp9V3P1F5YEx3y06CC9SWPtAGgyVDSpUSfAhEc\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/click.knewin360.com\/Click\/click\/eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYW1wYWlnbklkIjoiOGJmMTljYjYtNzgxZC00ZDdlLTM5YjMtMDhkZWE2YTJjZDliIiwicGVyc29uSWQiOiI3NWJmNjM3My0wMWQzLTRiNjItZmFjOC0wOGQ3YzVmZjI2ZDEiLCJlbWFpbCI6InBhdWxvbnVuZXM0QGdtYWlsLmNvbSIsInVybCI6Imh0dHA6Ly93d3cuc2VyYXNhLmNvbS5ici8iLCJpc1NlZ21lbnRhdGlvbiI6IlRydWUiLCJuYmYiOjE3NzgwMDAxMDAsImV4cCI6MTc4MDU5MjEwMCwiaWF0IjoxNzc4MDAwMTAwfQ.pJV8vXp9V3P1F5YEx3y06CC9SWPtAGgyVDSpUSfAhEc&amp;source=gmail&amp;ust=1778117052968000&amp;usg=AOvVaw3Wr8FxC_BX9UEKEkDpigo1\">www.serasa.com.br<\/a>\u202fe via redes sociais\u202fno\u202f@serasa.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Brasil tem 82,8 milh\u00f5es de inadimplentes, o que representa 50,5% da popula\u00e7\u00e3o adulta; Principais segmentos das d\u00edvidas s\u00e3o bancos e cart\u00f5es de cr\u00e9dito, contas b\u00e1sicas e financeiras; 38% dos brasileiros com d\u00edvidas banc\u00e1rias apontam desemprego ou perda de renda como principal causa da inadimpl\u00eancia. Plataforma Serasa Limpa Nome passa a reunir ofertas do Desenrola Brasil [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":129075,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[128,72],"tags":[1350,8162],"_links":{"self":[{"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/posts\/129073"}],"collection":[{"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/comments?post=129073"}],"version-history":[{"count":1,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/posts\/129073\/revisions"}],"predecessor-version":[{"id":129076,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/posts\/129073\/revisions\/129076"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/media\/129075"}],"wp:attachment":[{"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/media?parent=129073"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/categories?post=129073"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blogdopaulonunes.com\/v5\/index.php\/wp-json\/wp\/v2\/tags?post=129073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}